Free during beta — no card required

Your insurance said no.
Let's draft
an appeal.

Upload your denial letter or EOB. We turn it into a professional appeal — citations, dates, deadlines, the works — in a few minutes. You read it, you send it, you stay in control.

Drafts in minutesEncrypted & privateYou submit, you control
The system banks on you not pushing back.
$262B
in claims denied each year in the US
KFF, 2024
99%
of denied claims are never appealed
CMS data
44–83%
of those that are appealed get partly or fully overturned
KFF, AMA
The process

From denial
to draft,
in three moves.

No insurance jargon. No 4-week wait. You upload, we draft, you decide what to send. You stay in the driver's seat the whole way.

  1. 01

    Upload what you have ~30 seconds

    Drop in your denial letter, EOB, or itemized bill — phone photo or PDF, both work. Don't have all of it? Start with the denial letter and we'll generate request letters for what's missing.

    PDF · JPG · PNG · HEIC5 files maxEncrypted at rest
  2. 02

    Confirm the details ~2 minutes

    We extract the basics with AI — your insurer, the denial reason, dates, claim numbers, amounts — and pre-fill an intake form. You correct anything wrong, add context, and we use that to write a strong appeal.

    Pre-filled fieldsEdit anything11 questions, one screen
  3. 03

    Get your draft, then send it ~3 minutes total

    You receive a printable internal appeal letter with personal-impact, clinical-evidence, and policy-compliance sections — plus a checklist of what to attach, the address or portal to send to, and your filing deadline. You review, sign, and submit. We never file on your behalf.

    PDF downloadSubmission checklistDeadline tracker
Honest about what this is.We use AI to draft. Drafts are sanity-checked before delivery. We're not lawyers and we're not your advocate of record — you stay responsible for what you send. We'll flag if a case looks like it needs a real attorney.
Why InsuHelp

Built for the person holding the bill — not the lawyer holding the retainer.

Free during beta. Zero risk.

While we're in beta, the whole thing is free for the first cohort of users. No credit card. No deposit. After beta, our model is $30 to start plus 10% of your savings — only if your appeal succeeds. If it doesn't, you owe us nothing.

Drafts in minutes — not weeks.

A traditional patient advocate takes one to four weeks. An attorney takes longer and costs more. Our AI drafts in a couple of minutes; we sanity-check before you see it. The whole thing fits inside an evening, deadline-respecting.

We prepare. You submit.

We don't file your appeal. We don't pretend to be your lawyer. You get a polished, citation-backed draft that you review, edit if needed, sign, and send. That keeps you in control and keeps the legal posture clean.

Trained on the actual rules.

The drafts cite specific provisions of the ACA, the No Surprises Act, ERISA, MHPAEA, your state insurance code, and CPT/ICD coding standards — not generic templates. The right citation, in the right place, for the right denial reason.

Pick your option

How we stack up

 
DIY
InsuHelp
Lawyer
Time to draft
3–10 hrs
3–5 min
1–4 weeks
Cost
Free
Free in beta
$200–500/hr
Cites the right laws
No
Yes
Yes
Tracks deadlines
You do
We do
They do
You stay in control
Yes
Yes
Partial
Pricing

Free now. Pay-only-if-we-win, later.

The first cohort of beta users pays nothing. After we exit beta, we'll move to a $30 deposit + 10% of verified savings — but only if your appeal succeeds. Aligned incentives. No retainers.

Beta capacity is limited. Closes at 50 users.

— Beta Pricing —

$0

— per appeal, while we're in beta —
  • AI-drafted internal appeal letterincluded
  • Sanity check before deliveryincluded
  • Submission checklist + instructionsincluded
  • Filing deadline trackerincluded
  • Itemized-bill request letter (if needed)included
  • Re-draft on revisionsincluded
Take me to upload

No card, no commitment. After beta: $30 to start + 10% of savings, only if we win.

FAQ

Things you'll probably ask.

Is this legal advice?
No. InsuHelp is a document-preparation tool. We use AI to draft your appeal and run a sanity check before delivery. We're not a law firm, we don't represent you, and we don't file on your behalf. You're responsible for reviewing and submitting whatever we draft. If your situation looks like it needs an attorney, we'll tell you.
What if I don't have all the documents?
Start with what you have — even just the denial letter or EOB. If we need an itemized bill that you don't have, we'll generate a polite, correctly-worded request letter you can send to your provider. You're entitled to that bill by law in most states, and the request itself often surfaces billing errors that strengthen your appeal.
How fast will I get my draft?
The AI drafting itself runs in a couple of minutes after you finish the intake form. We do a sanity check before you see it — same day, usually within a few hours. Most users get a finished draft within an evening.
How much does this cost?
Free during beta. After beta we'll charge a $30 deposit to start (covers AI compute and the sanity-check pass), plus 10% of your verified savings — only if your appeal succeeds. If you lose, you owe nothing more than the deposit. No retainers, no hourly billing.
Is my medical information safe?
Yes. Documents are encrypted in transit (TLS) and at rest (AES-256). Access is limited to you and the InsuHelp reviewer assigned to your case. We don't sell or share your data with third parties. Files auto-delete 12 months after your case is closed.
What kinds of denials can you help with?
Coding errors (CPT or ICD mismatches), out-of-network / No Surprises Act surprise bills, "not medically necessary" denials, prior-auth issues, services-excluded disputes, deductible mis-applications, and incomplete-claim resubmissions. If you're not sure which bucket you're in, upload the denial — the system will route it.
What if my appeal is denied again?
You're not done. After internal appeal, you can request an external review by an Independent Review Organization — it's free, the insurer is bound by the result, and we can prepare you for it. You can also file a complaint with your state insurance commissioner.

Don't leave the money on the table.

Insurance companies count on you not pushing back. Most people don't. Be the one who does.

Upload my denial
~3 minutes · No card · Free during beta